im 25 mate,pay 300quid fully comp,agreed value,5kmiles a year garaged on a 2wd saff cos on a g plate,no no claims but got 5yrs on other car which i think they took in 2 account,my bro 2 years younger pays 1500 so shop around,mine is with need to insure in back of fastford and seriesoneturbo.co.uk,they blew every1 out the water,was getting 700 with my no claims off the other car which would have put that up so i would reccomend them every day of the week,ask for paul,he got a cos abd two series1s so he knows what they worth