god you boys dont forget a thing do you actually it was slightly less than that last year as i had a meeting with my financial advisor about 2 weeks ago.

Really depressing, talking about wills, life insurance, morgage protection, basically what happens if i die. Not the sort of thing you want to discuss at any time let alone at 11am in the morning stone cold sober.

Yes i know my spelling is terrible i jsut smack the keys and hope for the best, i can't be arsed to read what i type.