ive never under stood the whole going on mums policy business it fucks you as ypu say when your abit older and want say a cossie or simalar.
ive had my on policy since i was 17 one point i did have one on my dads but was only as it was a 2nd car .
ive been through the high insurance iots a joke . buteven though ive lost my licence im still insuing my car purly for the no claims so when im back on the road ill be 21 with 4years no claims i can have my cossie lol
im with adrian flux and always cheap for me for my rst's bmws so for a mondeo id say would be quite cheap give them a try