I think everybody will feel it somehow or another. I have finance and credit card facilities which in honesty without them I would be very quiet. Your right in saying that only foreigners seem to be spending, but they take so much of your time and communication is a nightmare.
On the up side, last week I sold all three of my 3dr cosworth's, my saff cossy and a few smaller cars, all cash deals, which makes me wonder if there is a credit crunch or not.
Never the less I will be buying very little now until ive finished my FTO/Csoworth track car project.