I am pretty much unaffected Jay. Don't have much credit. Work for the Government so no loss of earnings or worry about getting laid off. Bit of dosh saved up for a house deposit, tho waiting until all this nonsense passes.

No fast cars to eat my money. Decent salary.


Feeling for you and all the people it IS affecting. It's time the banks that took the piss with spending and lending too the responsibilty for whats happened. If that means they take the hit for this then so be it. Sooner it's over sooner we can all recover.