when you can get a card from teco with a magnetic strip, it's easy enough to clone a card and stick the relevant info onto that card
then you just need someone at a store who won't ask any questions and job jobbed

there are so many ways and means to get a cc to work for someone who doesn't own it it's unreal, one guy got scammed for £6k in fuel on one card bceause the bill didn't come in for a month afterwards and they guys were just filling up everything they could get their hands on