Gotta go with Tabetha on this one. If your mate owns the Fiesta, he is getting 6 points or more.

Only difference is that some insurance companies now DO ask for the other vehicle to be insured as their cover is for "emergency use only" if you ask them about it, i.e. you are out with someone and they are taken ill and unable to drive, etc...

That is a recent situation though I believe...