got 2 months to run on my insurance policy on the M3 and i want to let it run as i want the noclaims at the end of it.

So, figured the best thing to do would be to change the car to the cheapest possible car to insure to get as much off as possible for the last 2 months, make sense?

so, anyone know 1) is it illegal to insure a car you dont own? (sure it's not) 2) whats the cheapest thing out there, fiat panda etc.?