went a wee bit silly many many years ago and could not afford to do anything because of the strap i got on a new out Crapi 2.8i (yes,that long ago)
Anyway, i gave the car back and paid of the dept and have learnt from then thats its just not worth it
Now i wont have anything unless i can buy it and have nothing on credit
My lifestyle is mine and not dictated by the bank or building society like so many people's these day
Credit crunch, what credit crunch, just bargains to be had