getting in debt as most people know is quite simple and happens to most people its easy to get into it but not so easy getting out i had credit cards etc when i was about 21 and a few loans but nothing to show for it i cleared them off and took out a 10k loan last year because i split up with my bird and was gonna give her the 10k so i could keep my flat but we got back together a month later and i went mental with the cash it was good at the time but pants paying it back ive got just under 8k left to pay which i plan to pay off in the next 3 months so il be debt free apart from a mortgage and the 220 quid i pay a month will be saved instead of paying the loan
i have somefriends that are up shit creek with debt ive said my piece to them and i think they are slowly realising this now when the debt has caught up with them