yeah in the eyes of insurance it should be that clear cut. The circumstances leading up to it are complicated. Dont want to put it all down as we all know the filth can scan forums. Basically he cut us up further down the the road and kept brake checking us because i flashed my lights at him then when i had room to move to the left lane away from him he swerved in front to stop us and i had to have half my car on the hard shoulder to avoid him. If i'd braked i'd have hit him or he'd have side swiped us and put us off the road. i've ended up in front and he's hit me then lost control.

Just think theres got to be a reason why he hit me and lost it and didnt just anchor up and pull up at the side.