selina rang them up today they said they had been to court and have reduced her loan from 6.5 to 3.5 wtf

then they asked her to pay it she said we couldnt give u a tenner cos u have left us in the shi*

they said they will give us till the 25th to find a way of paying and that they may be able to reduce it further

only thing i can think of is the judge has wiped all there charges

hopefully they will do the same for the overdraught and my loan

i`m still none the wiser as to what is happening