Hi Ricky,

We would ask for a full list of vehicle modifications (ie list of everything that is different from when the original vehicle left the factory) when making an application and would review this in conjunction with your declared BHP figure.

The listed modifications would give a fairly accurate indication of the possible output of the vehicle and this could be backed up by further research with tuner/manufacturers on the rare occasions that we are unable to determine this.

As for other insurers/insurance providers, if they do not have experience within this area of the Insurance market they will be relying upon your declaration - which would only be investigated at the time of a claim.

If the undeclared information falls outside of their acceptance criteria it would give them the ability to decline a claim payment.

From a Greenlight perspective we do drill down and ask the correct questions to ensure that our Undewriters have the full detail at the start of the policy. We like the fact that our clients spend upon their vehicle and can cater for most modifications.

Kind regards

Tony