If you have an accident then fine but not a little prang, knowing full well that they did not get any whiplash or any injury through your mistake.

They will have a right to claim though as it was your fault,they will have to be examined too by a top doctor and they will no doubt play things up.

Sorry to here this but does it really matter to you, you have paid your premiums so it's up to your insures to sort it,in or out of court.



Dave.