I had it done to one of my cards but not sure if it was petrol station, cashpoint or dodgy postman. I know for certain it wasn't via network security route like a trojan. They booked Air Asia tickets, Hilton hotels and ordered LG choclate mobile phone from Littlewoods.

Guy on the phone at the bank was a muppet kept asking me if i was sure i hadn't ordered them, i mean i think i would know if i booked a flight. Called the police and they didn't give a crime number as it was ID theft and its not a crime and only would be if the bank didn't refund it and then it becomes fraud.

Sent the form back the bank sent out and job done. Got new cards etc. Funny thing is though the Littlewoods account had all my details except wrong DOB so not sure how they got it. I never recieved these things to my door or info about it. Chip and pin security has been broken though now too.