Hi Paul,
Thanks for your past business and apologies we couldnt keep it down year on year.
The only reason that premiums rise would usually be due to mid term changes, such as extensive performance enhancing mods, or changes such as adding younger drivers and switches to other higher rated vehicles.
I know it's water under the bridge now, but if you get 5 mins spare PM me your actual name and address as for my own piece of mind i'd like to check the situation.
Our premiums would usually reduce year on year with increased NCB, driving experience, more grey hairs etc. thus my looking to check this (assuming you dont mind).
Kind regards
Tony