performance direct redirected me 3 times then hung up on me,said i had too many mods to cover me,then i went onto money supermarket.com and the same company gave me a qoute of £445!they called me and left a msg offering further discounts,obviously i could not declare the mods on my car on the online form,but come on,my car isnt really modified compared to a stage 3 cossie and they didnt want to cover me!