Hi Bigad,
There are Insurers that will cover you to drive other cars (TPO cover) under a standard private car policy without requiring the other car to be Insured - Two of our main Underwriters currently do this.
Usually, the mechanics of the driving other cars extension for each respective Insurer will be upon the policy certificate or failing this within the policy booklet.
For those of you that are with us and wanting to know, either call our office or PM me so I can confirm.
The vehicle cannot be owned/registered to the policyholder and must be road legal (roadworthy) with current TAX/MOT.
One thing to watch is when you park and leave the car, as driving a car that is uninsured (other than with the driving other cars extension uner your policy) the car is only covered whilst you're in it.
So when parking make sure that it's left off road or in private parking.
Hope this helps.
Kind regards
Tony
Originally Posted by bigad4x4
I had a policy on my cossie in which the certificate clearly stated i could drive any other vehicle without it being insured as long as i had the owners permission and that it was taxed and tested, none of my pals believed me untill i showed them the certificate so they could see it with there own eyes, this was around two years ago and not sure if them sort of policys are still around maybe Tony @ Greenlight can put some light on it