I have just tried to bid on something on e-bay but it is coming up with Account suspended

It says

A hold has been placed on your eBay account. Our records indicate that your account is past due, or that your credit card has been declined twice. You will be unable to list or bid on items until full payment is made. Please send a check/money order payment or a one-time credit card payment request to:





What is the crack there then?????