as ususal, chip tends to put into a short sentance, what i've been trying to say in a long ramble
someone i know has a few sisters who have gone this way about getting a place to live, then again, some of his sisters have actually gone out and got a job etc and got married before having kids and live in nice houses
the bottom line is that you should encourange peole to get out and owrk, and if that means housing them in a shed or cooping them up 20 to a room, then so be it
the same way as you'll run faster if a hungry lion is chasing you than you will if it is only to get up and make a cup of tea, if you make unemployment a turn off peole wil go and get jobs