Westy
thats like i say an extreme example they give you to phone them. You would not have to touch the money you save every month to do that...which is almost immpossible. Me and lindsay did the calculator and put in a realistic figure what we think we could save for sure every month and it still brings it down to 9 years.
Its got to work....do the maths and youll see. It WONT EVER work if you cant save........