Originally Posted by CR41G
I didn't want this to turn into a moral argument about lending and right and wrong - I'm a grown up and and if I want to borrow money to by a nice car I will! I was asking for advice on finance, not to be judged on my actions
it's not a moral arguement, but you should think long term and if youwant to pay off a loan with a 30% apr as opposed to a 8% apr against 0% apr then at least look at the difference in mone that the final figure will be
no point buying a car on a 30% apr, then crashing it and then not being able to carry on payments because you didn't take out the protection plan/gap insurance and you've all of a sudden got to find yourself £5k in the next 3 minutes is it