I thought about it and figured this year is the year. If I get a second job, working in a bar or something a couple/few nights a week I could save up, buy a Cossie that needs stuff doing to it (i.e. rolling shell or something) and put in some time and effort and build it up over winter.

Then I thought about it some more and thought what the fuck am I doing? Why don't I get a second job, save some money up and when I've been paying for the Leon 12 months, get a settlement quote for the finance, pay off what I've saved up and then transfer the finance onto a personal loan with a much lower interest rate and keep paying an extra £100 a month or whatever off it til it's cleared......

Comments??