Not wanting to get into an argument but I used to work for a big Insurance company and have heard it mentioned quite a few times that they do see insuring evo's as a bigger risk than a ferrari. Mainly due to the fact that ferrari's rarely get driven and cost so much money therefore people are more careful with them. I've got quotes myself before as well to check it out and insuring a brand new 360 was cheaper than an FQ300 i think it was..