A rough breakdown which we practically split equally between the two of us, what I quote as having left is after making provision for aboug £15 mobile, £60 petrol & £60 food, below is what comes out jointly, I taxed the Escort and the Rover, J paid the cossie insurance and tracker, we kind of share those kind of things, J pays £15 month broadband, I put £30 a month into a savings account, sometimes if unexpected bills come up I use some of that, but usually just end up skint!
Have a little bit of money for the odd pint, can't spend much on clothes either

Mortgage £716
House& contents insurance £20 (Esure)
Rover insurance £26 (more like the household car)
TV Licence £10
Life insurance £13
Council tax £110
Water rates £42

Then quarterly BT bill around £42 (phone calls paid by J through Tesco, £4 a month maybe)
Our last gas bill for the cold quarter was £150!
Electric was £50

Thankfully unexpected bills don't crop up that often *touches wood* but between us we could cover it

Just signed up for £16 per month heating and boiler cover with British Gas

House/garden maintenance comes out of the £200-300 I have left

So monthly outgoing to run the house is about £940, but if split the gas/electric into monthly it probably be nearer £1k then add petrol, food, car tax etc on top it be nearer £1,200 for the two of us - this is a 3 bed house without water meter or electric card meter, with 3 cars to run, a rabbit & pony to feed and J addiction to the pub! lol (which mostly comes out of his own left over money)

We still manage track days now and again, the shows and eat out, we don't go without, but that because there is two of us to split the cost.

bought the house at £135,000 borrowing £128k the spent £7k deposit the aroudn £2.5k on solicitors, house buyers report thing and stamp duty etc etc, we think already have around £15-20k equity (a neighbours house with smaller kitchen extension and no garage (ours got small workshop on the back and slightly wider than most block garages) went for £158k a year ago

Z