Originally Posted by Thrush
I hate you lot
I'm 25, and hopefully about to move into my first home, so I've not even started my 30yr mortgage, and currently owe £76,000

Plus the interest
I'm hoping tho, that if I can work hard, and save about £5k a year, I can pay a nice lump sum of it off every year to help speed up the pay back, and hopefully avoid some of the interest payments

Check out your terms and conditions. Some lenders will have a clause built in about where the loading is re: interest and making payments...