I agree with your comments, I thought he would have dealt with the insurance too.
Police were on the scene so it's likely it happened where he said, as for how and who is to blame, who knows, it's all accademic now.
I told him 5.5 was too much but it has 18, coilovers, 6 pots and over 300 hp. he just had to have it.
I think he's just going to face the music and be straight with the police.
he'll be lucky if they let him loose with an electric powered chair...
expensive lesson to learn.
says he'll re-shell too.