What your Policy covers:
External accident damage (i.e. impact) to the car only whilst engaged in the specified track day activity.
Fire damage but only if directly following an accident (i.e. impact).
The costs of repairing the car or, if insurers decide, pay you or the legal owner (should the car be subject to hire purchase or lease) an amount in full settlement. Any amount paid cannot be more than the car's market value at the time of the accident and all claims are subject to an excess/deductible as shown on the Trackday Insurance details. Where the car is insured for the full market value, in the event the claim is settled as a total loss the insurers have the right to decide to keep the salvage. Insurers can choose either of these alternatives.

What your Policy does not cover:
Internal damage to the engine or to the gearbox or transmission.
Mechanical, electrical or computer breakdown, howsoever caused.
Liability to other participants, to any third parties or to passengers or any property damage.
Competitive driving, (in other words, whilst racing or on timed runs or trials).
Consumable items such as tyres, oils, linings etc
Extra costs involved in repairing specialised paintwork and logos unless specifically agreed.
Shipping / Transportation / Recovery costs. (Note: insurance for recovery costs is available as an optional extension. This option is made available when submitting your payment for vehicle damage insurance online).