Saff - I can pay for the mortgage and bills etc with my basic monthly income, and probably JUST have enough to buy food n shit, but I am relying on weekly bonus to be able to have enough money to live comfortably. And the mortgage is already approved.

As for NHS - we do pay for it, every single paycheck with the NI contribution. If I was able to ditch the NI and pay the money to Bupa then I would, but to go private, you still have to pay your NI which is pointless as if you're private, you won't use the fooking NHS!!!!

I pay my NI every month - last time I visted that hospital was Dec 1995 (said so on the sheet she gave me) and prior to 2nite, I visted only one other hospital to get 4 stiches a couple years ago.... Really I should be getting an NI rebate, lol