Originally Posted by richm
Originally Posted by Tony @ Greenlight
An overview of the main vehicles & risk types not covered due to poor claims experience are as follows:
BMW
M3 (E36 models) -
Ford
Sierra RS500 - is the only exclusion from the Ford Range, ALL OTHER PERFORMANCE FORD MODELS ARE COVERED !!!!
Honda
S2000
Nissan
200sx
Renault
Clio 172 CUP (Non-ABS "Cup" model is the only exclusion)
Skoda
Fabia/Octavia models
Vauxhall
Nova (All models)
Standard Non-Performance (ie. 1.0 Yaris) vehicles are not covered unless you have an existing policy with us for a performance vehicle
Drivers aged 17-20 are currently excluded
Drivers with ZERO NCB, IN10, AC10/20, CU offences are currently excluded
The above is a summary of what we do not currently cover.
Thanks for that Tony, very informative, makes the picture a bit clearer to get an overview and discussion on here about this stuff.
I came under the Fabia/Octavia heading earlier this year, and found it hard to accept the "sorry we don't cover that model" response in isolation over the phone, for what is essentially an "old fella's" car..
, especially after having discussed with your people just a couple of months earlier and offered a very favourable figure
Are you able to qualify the reasons for these exclusions in any more detail Tony?
ALL IMO (disclaimer).................
My friend found exactly the same with his fabia (VRs) when it came to renewal time he decided to sell it and has now insured a TVR Chimeara for only a few quid more than he was paying on the skoda
its the same with alot of cars on that list, they have built up what is effectively a bad reputation.....
The E36 m3 is so affordable, that young people get hold +rwd = lots of claims
the clio has had lots of inurance claims, due to it being affordable and very quick....and they get written off easy
The 200sx has gained reputation as a 'drift car' and this has forced premiums through the roof
Dunno about the honda, but they are fooking expensive to insure as they are group 20D (one of the highest groups there is)
and they said cossies are hard to insure
