Getting to the point now deciding whether or not i go ahead with my project due to the main concern - INSURANCE Premiums are set to rise due to NU's 40% increase. First question - anyone my age actually had thier premium increased because of this? Even after 1 years NCB being racked up?

Im 19, with one years NCB and am looking to fit an FRST lump into my 1.1 Fiesta along with all the other neccesary ancilliaries - reason being the shell is mint.

However what im wanting to know is how much more you've had to pay to insure your car as a 1.1 base shell (or likewise) with an RST engine and gearbox. Insurance companys don't like the idea of someone doing the conversions and prefer to quote cheaper for genuine RST's.

Any advice/personal expericnes would be much appreciated.

Many thanks.