Glen,

Defrauding Insurers is not a route that we can condone or suggest, pleading ignorance will not be regarded as a plausable excuse (especially as youve carried out other modifications to your vehicle). Non-disclosure will only result one way, namely in presented claims being repudiated and your being placed upon collective registers that all Insurers have access to.

If you think finding Insurance is difficult now, after being refused cover and added to the QUE or MIAFTA registers sourcing cover will be a real problem to you.

For the sake of an "air filter/induction kit" it's simply not worth it. Surely if the Insurers in question accept the exhaust they will accept the filter??

This isnt meant to be a lecture, but as a broker (and vehicle enthusiast) we do see both sides and are exposed to these situations dailly - my advice would be to be upfront and forthright, look for modified vehicle specialists or take time to thoroughly explain the purpose of each modification (& its impact upon your vehicle) to the individuals that have provided you decent standard vehicle quotes.


Kind regards & best of luck sourcing cover.

Tony