I have not yet had any probs with ebay, but I know that it is only a matter of time. So many ppl have problems with them. PayPal seem to be a law unto them selves.
And why should you not add an extra %age if ppl pay by paypal? It costs you money! Some companies add a %age for credit card transactions for them simple reason that it cost them money to receive c.c. payments.

Think we need some competition in the market place. Much as it would be a hassle checking two seperate online auction sites, ebay is getting too big for its boots.

steve