I honestly cant speak highly enough of them, I sold my car last night and they changed the policy over to the 306 this mornin, and took it off limited mileage, and are sending me a refund of £110.

in fairness I did pay fully in advance.

Now.. In previous years ,with other companies, I have used the monthly payment thing and I know for a fact they use external credit agencies.

When I've cancelled halfway through policies though they have always cancelled the policies...

I imagine its down to the credit firm at the end of the day- but you've entered into a credit agreement with them and not greenlight so its not fair slaggin em off.

Jake