Just don't need to claim. Cheeky fuckers tried to tell me my old minter was worth only £500 Took 6 months of rowing until they finally stumped up £2500

Avoid Elephant and Admiral as well as they're complete cunts

Greenlight who advertise on here are worth a shout. We insured our 2i for £500 Fully comp with all mods declared but I was 26. My bro insured his FRST at 19 for sensible money so keep shopping and play the companies off against each other. Got my FRST insurance down to £409 this year