Thanks for all the response. It looks like the S15 is most peoples choice, and as for the insurance everything i've listed is reasonable to insure. Although the GTR's are pretty dear on that side of things.
As for the S15 does anyone know what they handle like, I know they're used as drift cars. Do they easily lose traction? As I want something that handles pretty well to be honest.
If anyones got any other suggestions I'd consider them as well.
Thanks for you input