Originally Posted by frog

Not being funny, but around £400 per month in insurance, plus the loan £100-£200 a month ?

You're into mortgage money here, I know you only live once, but unless you have a property already, get on the ladder asap... spending money on cars is not worth it in the long run, been there, done it, would rather have my mortgage paid off rather than the memories of the car's I've had that cost me so much...

Also, if you're being quoted that much, there's a reason... lack of experience or bad driving history.
Assuming you're lacking experience, maybe you should listen to what the insurers tell you... they're saying the car is far too dangerous for you (and them)... prove your abilities by gaining ncb and then go get the car of your dreams