Originally Posted by foreigneRS
you can't compare lending rates unless you have a similar proportion of mortgage value vs property value.
a lender will give you a much better rate if you are only borrowing against 50% of the value of the property than if you are borrowing against 95%, as the risk for them not to get their money back if property prices crash is obviously much less
Good point well made........... however, its pretty safe to assume that
most people have the National Average 95% Repayment mortgage over 25 - 30 years.