Hi KJC,

The Insurers/Underwriters allowing the concessions for enthusiast schemes require us to check/prove that the individual is actually a member of the approved club/forum.

We've drilled our technical sales staff to check PF whenever we get an application from a PF member. This way we will apply the correct concession for you.

Most people just put PF as the referrer & dont always declare gold, so we check PF to see when the member joined & whether theyre standard or Gold at the point of quotation.

Kind regards

Tony