Originally Posted by DannyC
Why not ring your insurance company...I am sure they would be happy to explain it to you....especially as it'll probably save them a few bob

Already have. They say that her insurance comp might be willing to split liability but like I said why should I accept any liability as there was no accident
How poor is it if someone can take your reg number and pass it to their insurance comp and get their car fixed for free and 4 months later the poor bastid who owns that car can pay for it