Basically had a crash yesterday in my run around golf gti. 50/50 whether its my fault or his. I contacted my insurance this morning and told them.

The other bloke has just phoned me and said he wi willing to just forget about it as his car aint worth much. Im willing to do this aswell as the golf wernt worth much.

Will this affect my no claims as i have told them about it already but no claim is going to go through as we are both willing to foget about it and cut our losses.

anyone know?