i agree mate, ive got an account with halifax who are really good and my old student bank account was HSBC- they are fooking wank

i dont like them as they have their own rules too every other bank

Like if you want to get any cash you have to fill out a poxy form, theres a poxy form for everything and then when you say why do i need to fill out a form they look at you like they are so much better than you, thats just HSBC in kent though, not sure about else where