Its a case of biting the bullet with debt though, just stay away from the whole debt buster loan(shark) stuff.
Me and my mrs just had a big head to head about the post above
back to topic, bri all the best mate, get in touch with your creditors and make some proposals. stay away from finance though. work out what you can afford and cut all unnecessary crap out and you should be alright.
pete
(dummy room here we come)