b19bal is kinda right the insurance company will pay out to the third party but you can count on them nailing the little gimps balls to the wall while they extract their costs from him.

My bro's missus was hit on a roundabout by some silly little boy that ran out of talent and he opted to stump up the £600 repair costs from his pocket as he hadn't declared his slammed suspension, wheels or lex-arse lights. Bro's missus couldn't work out how he did th eback of his car in the accident but it turned out that was from a car he reversed into earlier that same day. Some people really should just walk