Hi Guys,

Over the last month we've been tracking developments in this situation and felt it best to let you know what's being introduced.

Things are shortly going to become even more bureaucratic. The EU directive that resulted in our government making the Motor Insurers database a legal requirement started the ball rolling and Insurers have a legal requirement to place all details upon the database within 14 days of policy inception, which is changing to within 7 days shortly.

Whilst the primary purpose of the database is to combat uninsured drivers, a positive note of the database is that it also saves the queue in the post office by allowing the online purchase of road tax.

The next stage will result from a further directive that will become law shortly, this resulted from the Motor Insurers Bureau (the body that indemnifies victims of uninsured drivers) successfully lobbying the government to introduce a law that requires ALL vehicles (including those kept "off road") to have valid Insurance in place.

The latest position (ie. two weeks ago) was that the MIB were sucessful in lobbying the government to ensure that ALL vehicles (kept on or off the road) will require Insurance.

It seems that in a similar way to how the new road tax system operates, they will be using the data contained within the Motor Insurers Database to inform the authorites that an individual's motor Insurance has expired.

You'll need to search upon the MIB site for further details and the link for their site is as follows:

http://www.mib.org.uk


I'll post more details once further info becomes available in this regard, but felt it worth letting everyone know whats looming on the horizon.

Kind regards

Tony