i'm 19yrs old 1yrs ncd cat 1 alarm/immobiliser parked on street had filter and zorst done to it i go through adriain flux £1000. now for some thats too much but in all honesty that is a good quote for me they prob say risk high as i would most likely be involved in crash or write it off (which i won't it's my baby!) so i'd say go through them can't hurt for a quote i had trouble with every one else when i was sorting insurance on mine and like their slogan says "i won't let any old company insure my pride and joy"