If its any help im 27, 1yrs NCD, a 6 mth ban when i was 18, 230 bhp S1 turbo.........600 quid fully comp
With i get overseas usage (like ill use that right enough), courtesy car, 50k legal expenses, stereo cover (once its in there but im not a big ICE guy anyway, give me more power

), locks and glass replacement as well
The deals are out there so make sure you spend a fair whack of time phoning around and dont just go for the cheapest check the details in the cover they are offering as that can make a big difference if the worst should happen
Get an RS mate