HIC are being anal and now wont insure anyone under 22 on RSTs, argh, *****.
Fook!
Well I am with HIC, my renewal (march) went down by £250. I pay something like £440 TPFT, 21, 2yrs NCB, 3 Points, limited milage (summer use)
I am 22 next month, and will hopefully (touches a fook off bit of wood) have 3 yrs NCB so I am going to get it F/C hopefully at my renewal
P.S have u tried performance direct, or brentacre, heard they are good.