Originally Posted by dipy
They are piloting these schemes, they intend to prosecute you because something like a body kit will invalidate a standard insurance policy meaning your not insured.
Sounds like hearsay to me. Is this documented anywhere?
For a start undeclared modifications wouldn't invalidate any 3rd party claim so you would still be covered for 3rd party risk in the event of an accident.
However the insurance company wouldn't cover your losses and if the modification was contributory to the accident would seek to recover their losses from the insured.
Thats what a local broker told me anyhow.