DO NOT GET ONE FOM A BANK!!!!!!!!!!!!!!!!!!!!!!!!

Go round the build societys and they will match each other until you get the deal you want

Try and get a Fixed one for 2-4 years then shop aaround again

Make sure you are paying off the Interest AND capital, this can catch alot of people out

Book a visit with a Financial advisor if you are unsure, they are usually free for a chat

Or just pay the house outright